Commercial General Liability

Commercial General Liability provides a single contact of insurance needed to cover liability for injuries or property damage sustained by members of the public. It covers accidents occurring on your premises, or away from your premises, as a result of business operations. It automatically covers certain hazards which do not now exist, but may develop during the life of the policy.

• Aggregate Limits
  All coverage parts have an Aggregate Limit. The Aggregate Limit is the most money the company will pay under a coverage part for all claims occurring during the policy period.
   
• Premises and Operations
  Covers damages that arise out of the ownership, maintenance or use of the insured premises.
   
• Products
  Covers damages arising out of products manufactured, sold, handled, or distributed by the named insured.
   
• Completed Operations
  Covers damage which occurs after operations have been completed or abandoned. Damage has to occur away from the premises owned by or rented me the named insured.
   
• Basis
  The basis is the unit of exposure upon which the premium is calculated. Example - Gross sales, payroll, area, etc..

 You can call our customer service representatives Monday through Friday
9 am - 5:30 pm and Saturday 9 am - 2 p.m. to give you personalized phone quotes.