Workers Compensation

• Coverage A – Workers Compensation agrees to pay the benefits required under the Workers Compensation Law.
   
• Coverage B – Employers Liability provides coverage for your legal liability to employees not covered by the act.
   

  ---

• It is possible you might sub-contract certain operations. Compensation laws provide that the principal contractor is responsible for Workers Compensation for the employees of uninsured sub-contractors. In determining Workers Compensation premiums, you will be charged for coverage in connection with employees of sub-contractors, unless the sub-contractors have insured this
  obligation and have furnished satisfactory evidence of such insurance. You should always obtain certificates of insurance from all sub-contractors doing work for you.
   
• In the event a minor employed by you is injured, Workers Compensation may assess additional “punitive” damages equal to or greater than the basic award. These punitive damages are not covered by your policy . . . you are urged to consider your present employees and examine future applications carefully from this standpoint.
   
• In some states, coverage can be provided for employees occasionally working in other states by the addition of an “all states” endorsement.
   
• The policy is written subject to audit, and payroll records should be kept in such a manner as to show any overtime paid.

 Associated insurance is writing workers compensation insurance in Arizona, California, Colorado, and New Mexico. We have many companies that offer great rates, give John Dziak a call at 800-765-8272 or submit the information below to us.

 You can call our customer service representatives Monday through Friday
9 am - 5:30 pm and Saturday 9 am - 2 p.m. to give you personalized phone quotes.