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Associated Insurance Professionals,
Inc.
Action Insurance Professionals - AIP Action
Insurance Agency
A New Mexico Corporation
New
Mexico - Colorado - California - Arizona - Nevada
Licensed Agents and Brokers
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Workers Compensation
- Coverage A – Workers Compensation agrees
to pay the benefits required under the Workers Compensation
Law.
- Coverage B – Employers Liability provides
coverage for your legal liability to employees not covered by
the act.
- It is possible you might sub-contract
certain operations. Compensation laws provide that the
principal contractor is responsible for Workers Compensation
for the employees of uninsured sub-contractors. In
determining Workers Compensation premiums, you will be
charged for coverage in connection with employees of
sub-contractors, unless the sub-contractors have insured
this
obligation and have furnished satisfactory evidence of such
insurance. You should always obtain certificates of
insurance from all sub-contractors doing work for you.
- In the event a minor employed by you is
injured, Workers Compensation may assess additional
“punitive” damages equal to or greater than the basic award.
These punitive damages are not covered by your policy . . .
you are urged to consider your present employees and examine
future applications carefully from this standpoint.
- In some states, coverage can be provided
for employees occasionally working in other states by the
addition of an “all states” endorsement.
- The policy is written subject to audit,
and payroll records should be kept in such a manner as to
show any overtime paid.
Associated insurance is writing workers compensation
insurance in Arizona, California, Colorado, and New Mexico. We have many companies
that offer great rates, give John Dziak a call at
800-765-8272 or submit the information below to us.

You can call our customer service representatives Monday
through Friday
9 am - 5:30 pm and Saturday 9 am - 2 p.m. to give you
personalized phone quotes.
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