Owned Automobiles covers liability arising out of the use of owned automobiles
Personal Injury Protection coverage is included for vehicle passengers under No-Fault law provisions.
Uninsured Motorists protects insured’s against who are not contributory negligent against bodily injury caused by negligent uninsured and hit-and0run motorists.
Hired Automobiles covers the liability for the use of hired automobiles in your business.
Non-owned Automobiles covers the liability for the use of non-owned automobiles in your business. An example would be an employee using their own car to run an errand for you.
Comprehensive pays for loss of or damage to automobiles from perils other than collision.
Specified perils pays for loss caused by; fire, theft, windstorm, hail, earthquake, flood, malicious mischief, or vandalism and the sinking, burning, collision, or derailment of any conveyance transporting the covered auto.
Collision coverage pay for loss of or damage to automobiles from collision with another object or upset.
Every policy is different and your individual needs and situation will impact the type of policy you will get and the coverage that will be offered.
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