Arizona Day Care Insurance Changes

Are you needing a new Arizona Day Care Insurance policy?

arizona day care insuranceDid you know that the Arizona the Child Care insurance requirements have changed? The state of Arizona Day Care Insurance requirements have changed which carriers can write the Day Care General Liability insurance there as many don’t offer the required insurance limits of Abuse and Molestation.

This has impacted many Arizona Day Care insurance companies as they won’t offer the limits of insurance the day cares require as well as the daycares that were covered by them. This has impacted residential day care providers more than the commercial ones.

Make sure your Arizona Child Care Insurance limits are as follows to meet the state guidelines.

Arizona Day Care Insurance General Liability Requirements

  • General Aggregate – $2,000,000
  • Products – Completed Operations Aggregate – $1,000,000
  • Personal and Advertising Injury – $1,000,000
  • Damage to Rented Premises – $ 50,000
  • Each Occurrence – $1,000,000

Abuse & Molestation – $500,000

The policy must include coverage for the Abuse and Molestation. This Insurance coverage can be no less than $500,000.

The State of Arizona is also wanting to be named as an additional insured. The carriers will add them on by endorsement and let them know if your insurance cancels for any reason.

Now, if you need an Arizona Daycare Insurance for your Residential or Commercial Day Care, please submit our online quote application. The Arizona Day Care quote can take a few days once we have everything we need to quote it.

Associated Insurance can also write your Participant Accident, Property, Business Auto and Workers Compensation policies. With those we use many carriers to find you the best rates to help bring your Daycare Insurance needs down.