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Business Website Tips

June 08, 2016
by John Dziak
business insurance, commercial insurance, daycare insurance, insurance underwriting
0 Comment

Every business should have a website. It is an amazing advertising tool that tells potential customers who you are and what you do. What you may not understand is just how it could affect your business insurance policies.

sample websiteMost Commercial Insurance companies are using your website to verify that your business classified correctly, that the amount you are being charged is correct for what you do, and see if there is anything that you do that increases that risk they will change your policy. This can be in two forms, they can either make your rate go up or it may give them a reason to cancel your Insurance coverage.

The General Liability policy has each business written as a class code. If you run a Daycare and have a Daycare Insurance package you are rated on a class code specifically for daycare’s. If your website showed you have a daycare and you also do swimming lessons in your pool they may split your business by classes, they may put you in the higher rated class code, or they may cancel your policy (since they don’t write people that give swimming lessons). If you aren’t giving swimming lessons for some reason or have it as a separate business, then you should remove it.

How should you create your website?

It should say just what your business will do, and only that. There can be a fine line between advertising for customers and having that increase your insurance coverage’s. At a bare minimum it can cause an Insurance Company to ask questions. Make sure you update it regularly as well to remove or add services you offer. All Insurance Companies and Insurance Agent’s what to classify your business correctly.

Related posts:

  1. Arizona Daycare Insurance Requirements
  2. Daycare Insurance
  3. Food Truck Insurance
  4. Employment Practices Liability Insurance
  5. Outfitter & Guide Insurance
  6. Commercial Truck Insurance
  7. Vacant Building Insurance
  8. Janitorial Insurance
  9. Apartment Insurance
  10. Lawyer Malpractice Insurance
  11. Restaurant Insurance
  12. Hotel Insurance
  13. Contractors Insurance
  14. Bar Insurance
  15. Landscaping Insurance
About the Author
John Dziak has been an agent with Associated Insurance Professionals, Inc. for more that 7 years. He grew up in the insurance industry and has worked in many different fields. Check him out on Google
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Related Posts

  1. Arizona Daycare Insurance Requirements
  2. Daycare Insurance
  3. Food Truck Insurance
  4. Employment Practices Liability Insurance
  5. Outfitter & Guide Insurance
  6. Commercial Truck Insurance
  7. Vacant Building Insurance
  8. Janitorial Insurance
  9. Apartment Insurance
  10. Lawyer Malpractice Insurance
  11. Restaurant Insurance
  12. Hotel Insurance
  13. Contractors Insurance
  14. Bar Insurance
  15. Landscaping Insurance

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